Terms of Service

1. Use of Xcapa

You may use Xcapa only for lawful purposes. You agree not to misuse the Service or attempt unauthorized access.

Xcapa is provided for expense tracking purposes only and does not offer legal, tax, or accounting advice.

2. Accounts

You are responsible for maintaining the security of your account and for all activity that occurs under your account.

We may suspend or terminate accounts that violate these Terms or misuse the Service.

3. Your Data

You retain ownership of all data you submit to Xcapa. By using the Service, you grant Xcapa permission to process your data solely to provide, maintain, and improve the Service, as described in our Privacy Policy.

4. Fees

Some features may require payment. Fees are disclosed before purchase and are non-refundable unless required by law. Payments are handled by third-party payment providers.

5. Service Availability

Xcapa is provided “as is” and “as available.” We do not guarantee uninterrupted or error-free operation and may modify or discontinue parts of the Service at any time.

6. Limitation of Liability

To the maximum extent permitted by law, Xcapa is not liable for indirect, incidental, or consequential damages, including data loss or lost profits.

Our total liability shall not exceed the amount you paid to Xcapa in the 12 months before the claim.

7. Termination

You may stop using Xcapa at any time. We may suspend or terminate access if these Terms are violated or if use poses legal or security risks.

8. Governing Law

These Terms are governed by the laws of the jurisdiction in which Xcapa operates, without regard to conflict of law principles.

9. Changes

We may update these Terms from time to time. Continued use of Xcapa means you accept the updated Terms.

10. Contact

Questions about these Terms? support@xcapa.com